MNTL
Legal

Privacy Policy

Effective April 22, 2026  ·  MNTL Home, operated by Oikos United LLC

Your home is personal. So is the data you keep about it. This policy explains plainly what we collect, why we collect it, who sees it, and how you can control it.

01

Who We Are

MNTL Home is a homeowner companion app operated by Oikos United LLC, a Virginia limited liability company ("we," "us," or "our"). Our app is available at mntlapp.com. Questions about this policy can be sent to support@mntlapp.com.

02

What We Collect

We collect only what is necessary to provide the service. Here is what that includes:

Identity & contact information

Property & financial data

Home content

AI interaction data

Usage & technical data

03

How We Use Your Data

We do not use your data to serve advertisements. We do not sell, rent, or trade your personal information to any third party for their own marketing purposes. Ever.

04

Third-Party Service Providers

We work with the following vendors to operate the service. Each receives only the data necessary to perform their function.

Provider Purpose Data Shared
Supabase Database & file storage All app data (stored on US-based servers)
Anthropic AI feature processing Chat messages and photos you submit to AI features only
Stripe Payment processing Payment card data and transaction amounts (we never see or store card numbers)
Resend Transactional email Your email address and the content of system emails we send you
RentCast Automated home value estimates Your property address (used to retrieve an AVM estimate; no personal identity data sent)
Netlify Hosting & serverless functions Web traffic and server-side function execution logs
05

Your Agent's Access

MNTL Home is gifted to you by your real estate agent. As a result, your sponsoring agent can view the following through their agent portal:

Your agent cannot view your financial data, mortgage details, payment history, uploaded documents, AI conversations, or any other private home content.

06

Data Retention

07

Your Rights

Regardless of where you live, you may:

Virginia residents have additional rights under the Virginia Consumer Data Protection Act (CDPA), including the right to appeal a denial of your request. California residents have rights under the CCPA, including the right to know what personal information is sold (we sell none) and the right to non-discrimination for exercising privacy rights.

To exercise any right, email support@mntlapp.com. We will respond within 45 days.

08

Cookies & Tracking

MNTL Home uses minimal browser storage. We use session storage and local storage to keep you logged in and remember your preferences within a session. We do not use third-party advertising cookies or cross-site tracking pixels of any kind.

09

Security

We take reasonable technical measures to protect your data, including encrypted connections (HTTPS), server-side-only database access (your data is never directly exposed to the browser), and access controls on all administrative systems. No method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

10

Children

MNTL Home is intended for homeowners and is not directed at children under 18. We do not knowingly collect personal information from anyone under 18. If you believe a minor has created an account, contact us and we will delete it promptly.

11

Changes to This Policy

We may update this policy as the service evolves. When we make material changes, we will update the effective date at the top of this page and, where appropriate, notify you by email. Your continued use of the app after changes take effect constitutes acceptance of the updated policy.

12

Contact

For privacy questions, data requests, or concerns:

MNTL Home / Oikos United LLC
Virginia, United States
support@mntlapp.com